A magnetic stripe card is a type of card capable of storeing data by modifying the magnetism of tiny iron-based magnetic particles on a band of magnetic material on the card. The magnetic stripe, sometimes called swipe card or magstripe, is read by swiping past a magnetic reading head. Magnetic stripe cards are commonly used in credit card,identity card, and transportation tickets.
Difference between Hico and loco magnetic stripe
HiCo stripes are appropriate for cards that are frequently used, such as a credit card. Other card uses include time and attendance tracking, access control, library cards, employee ID cards and gift cards. Low-coercivity magstripes require a lower amount of magnetic energy to record, and hence the card writers are much cheaper than machines which are capable of recording high-coercivity magstripes.
However, LoCo cards are much easier to erase and have a shorter lifespan. Typical LoCo applications include hotel room keys, time and attendance tracking, bus/transit tickets and season passes for theme parks. A card reader can read either type of magstripe, and a high-coercivity card writer may write both high and low-coercivity cards (most have two settings, but writing a LoCo card in HiCo may sometimes work), while a low-coercivity card writer may write only low-coercivity cards.